{
 "jurisdiction_id": "US-NV",
 "jurisdiction": "United States – Nevada",
 "url": "https://payments.gi/jurisdictions/united-states-nevada/",
 "generator": "render_jid v13.3.0",
 "date_modified": "2026-08-11",
 "schema_version": "world-payments-v1",
 "counts": {
  "modules": 14,
  "sourced_findings": 68,
  "source_register": 166
 },
 "modules": [
  {
   "code": "W1a",
   "name": "Licensing, Authorisation & Market Access",
   "confidence": "Confirmed",
   "moved_this_cycle": true,
   "url": "https://payments.gi/jurisdictions/united-states-nevada/#w1a-licensing-authorisation-market-access",
   "standing_position": "Nevada's licensing regulator (NGC/NGCB) adopted Regs 5.045-5.048 & 25 (April 2026) constraining patron-wagering funding channels, elevating AML-officer licensing status, and imposing dismissal-reporting duties - a payments-adjacent tightening driven by a $34M+ AML enforcement wave.",
   "findings": [
    {
     "finding": null,
     "instrument_type": "statute",
     "source": "https://www.leg.state.nv.us/nrs/nrs-671.html",
     "source_url": "https://www.leg.state.nv.us/nrs/nrs-671.html",
     "source_tier": "1",
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": "regulator guidance",
     "source": "https://fid.nv.gov/Licensing/Money_Transmitter/ISSUERS_OF_INSTRUMENTS_FOR_TRANSMISSION_OR_PAYMENT_OF_MONEY/",
     "source_url": "https://www.cooley.com/news/insight/2023/2023-09-12-model-money-transmission-modernization-act-12-states-take-action",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "statute (model law adoption)",
     "source": "https://www.cooley.com/news/insight/2023/2023-09-12-model-money-transmission-modernization-act-12-states-take-action",
     "source_url": "https://www.cooley.com/news/insight/2023/2023-09-12-model-money-transmission-modernization-act-12-states-take-action",
     "source_tier": "2",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "regulator guidance",
     "source": "https://fid.nv.gov/uploadedFiles/fidnvgov/content/Home/features/FID%20Statement%20on%20Crypotcurrency.pdf",
     "source_url": "https://www.cooley.com/news/insight/2023/2023-09-12-model-money-transmission-modernization-act-12-states-take-action",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "licensing action (SEC filing)",
     "source": "https://www.sec.gov/Archives/edgar/data/0002025416/000119312526012903/d75989dex991.htm",
     "source_url": "https://www.cooley.com/news/insight/2023/2023-09-12-model-money-transmission-modernization-act-12-states-take-action",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "prudential requirement",
     "source": "https://faisalkhan.com/solutions/licensing/money-transmitter-license-mtl/money-transmitter-license-nevada/",
     "source_url": "https://www.cooley.com/news/insight/2023/2023-09-12-model-money-transmission-modernization-act-12-states-take-action",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    }
   ]
  },
  {
   "code": "W1b",
   "name": "Conduct, Safeguarding & Financial Promotions",
   "confidence": "Confirmed",
   "moved_this_cycle": false,
   "url": "https://payments.gi/jurisdictions/united-states-nevada/#w1b-conduct-safeguarding-financial-promotions",
   "standing_position": "Safeguarding of transmitted funds in Nevada rests on the NRS 671 surety-bond/permissible-investment regime rather than a segregation-trust mandate; general conduct and promotional practices are policed under NRS Chapter 598, enforced by the Attorney General's Consumer Affairs Unit and the Commissioner of Financial Institutions.",
   "findings": [
    {
     "finding": null,
     "instrument_type": "statute",
     "source": "https://www.leg.state.nv.us/nrs/nrs-671.html",
     "source_url": "https://www.leg.state.nv.us/nrs/nrs-671.html",
     "source_tier": "1",
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": "statute",
     "source": "https://www.leg.state.nv.us/nrs/NRS-598.html",
     "source_url": "https://www.leg.state.nv.us/nrs/nrs-669.html",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "enforcement power",
     "source": "https://businesslaw.uslegal.com/deceptive-trade-practices-laws/nevada-deceptive-trade-practices-laws/",
     "source_url": "https://www.leg.state.nv.us/nrs/nrs-669.html",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "statute",
     "source": "https://www.leg.state.nv.us/nrs/nrs-669.html",
     "source_url": "https://www.leg.state.nv.us/nrs/nrs-669.html",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "enforcement power",
     "source": "https://legalclarity.org/nevada-cryptocurrency-laws-licensing-taxes-and-compliance/",
     "source_url": "https://www.leg.state.nv.us/nrs/nrs-669.html",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    }
   ]
  },
  {
   "code": "W2",
   "name": "Stablecoins & Digital Money",
   "confidence": "Confirmed",
   "moved_this_cycle": false,
   "url": "https://payments.gi/jurisdictions/united-states-nevada/#w2-stablecoins-digital-money",
   "standing_position": "Nevada has no dedicated stablecoin/virtual-currency licensing statute; digital-asset custody is routed through the NRS 669 trust-company regime or NRS 671 money-transmitter regime. The Prime Trust receivership (2023) is the standing-state anchor event for custody-failure risk.",
   "findings": [
    {
     "finding": null,
     "instrument_type": "statute",
     "source": "https://legalclarity.org/nevada-cryptocurrency-laws-licensing-taxes-and-compliance/",
     "source_url": "https://www.business.nv.gov/news-media/press-releases/2023/financial-institutions/nevada-financial-institutions-division-statement-regarding-prime-trust-llc/",
     "source_tier": "2",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "statute",
     "source": "https://legalclarity.org/nevada-cryptocurrency-laws-licensing-taxes-and-compliance/",
     "source_url": "https://www.business.nv.gov/news-media/press-releases/2019/financial-institutions/nevada-financial-institutions-division-statement-on-regulation-of-cryptocurrency-in-nevada/",
     "source_tier": "2",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "enforcement action",
     "source": "https://www.business.nv.gov/news-media/press-releases/2023/financial-institutions/nevada-financial-institutions-division-statement-regarding-prime-trust-llc/",
     "source_url": "https://www.business.nv.gov/news-media/press-releases/2019/financial-institutions/nevada-financial-institutions-division-statement-on-regulation-of-cryptocurrency-in-nevada/",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "enforcement action",
     "source": "https://www.business.nv.gov/News_Media/Press_Releases/2023/Financial_Institutions/Nevada_Financial_Institutions_Division_files_court_petition_to__Prime_Trust_LLC_in_receivership/",
     "source_url": "https://www.business.nv.gov/news-media/press-releases/2019/financial-institutions/nevada-financial-institutions-division-statement-on-regulation-of-cryptocurrency-in-nevada/",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "statute (model law, optional article not adopted)",
     "source": "https://www.fintechanddigitalassets.com/2023/08/money-transmission-modernization-act-adopted-in-several-states/",
     "source_url": "https://www.business.nv.gov/news-media/press-releases/2019/financial-institutions/nevada-financial-institutions-division-statement-on-regulation-of-cryptocurrency-in-nevada/",
     "source_tier": "2",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "regulator guidance",
     "source": "https://www.business.nv.gov/news-media/press-releases/2019/financial-institutions/nevada-financial-institutions-division-statement-on-regulation-of-cryptocurrency-in-nevada/",
     "source_url": "https://www.business.nv.gov/news-media/press-releases/2019/financial-institutions/nevada-financial-institutions-division-statement-on-regulation-of-cryptocurrency-in-nevada/",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    }
   ]
  },
  {
   "code": "W3",
   "name": "Operational Resilience & Critical Infrastructure",
   "confidence": "High",
   "moved_this_cycle": false,
   "url": "https://payments.gi/jurisdictions/united-states-nevada/#w3-operational-resilience-critical-infrastructure",
   "standing_position": "Nevada has no general cross-sector payments operational-resilience statute; the standing regime is sector-specific to gaming payments via Regulation 14.",
   "findings": [
    {
     "finding": null,
     "instrument_type": "regulation",
     "source": "https://www.gaming.nv.gov/siteassets/content/home/features/Regulation14.pdf",
     "source_url": "https://www.gaming.nv.gov/siteassets/content/home/features/Regulation14.pdf",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "supervisory guidance (MICS)",
     "source": "https://www.gaming.nv.gov/divisions/audit-division/faqs/slots/",
     "source_url": "https://www.gaming.nv.gov/siteassets/content/home/features/Regulation14.pdf",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "regulatory change",
     "source": "https://cdcgaming.com/nevada-gaming-regulators-approve-changes-covering-cashless-gaming-and-digital-payments/",
     "source_url": "https://www.gaming.nv.gov/siteassets/content/home/features/Regulation14.pdf",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "regulatory change",
     "source": "https://thenevadaindependent.com/article/nevada-gaming-commission-approves-regulation-allowing-cashless-registration",
     "source_url": "https://www.gaming.nv.gov/siteassets/content/home/features/Regulation14.pdf",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "supervisory practice",
     "source": "https://thenevadaindependent.com/article/as-cashless-gaming-spreads-how-are-nevada-regulators-making-sure-its-safe",
     "source_url": "https://www.gaming.nv.gov/siteassets/content/home/features/Regulation14.pdf",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    }
   ]
  },
  {
   "code": "W4",
   "name": "Scheme & Network Compliance",
   "confidence": "High",
   "moved_this_cycle": false,
   "url": "https://payments.gi/jurisdictions/united-states-nevada/#w4-scheme-network-compliance",
   "standing_position": "Nevada's scheme-compliance layer is federal-rules-driven (Durbin, Visa/Mastercard surcharge caps) overlaid with state surcharge disclosure/cash-discount protections and gaming-specific Regulation 14.",
   "findings": [
    {
     "finding": null,
     "instrument_type": "federal rule cited in state guidance",
     "source": "https://www.nevadatreasurer.gov/uploadedFiles/nevadatreasurergov/content/Merch/Forms/General_Electronic_Payment_Acceptance_Fees.pdf",
     "source_url": "https://www.nevadatreasurer.gov/uploadedFiles/nevadatreasurergov/content/Merch/Forms/General_Electronic_Payment_Acceptance_Fees.pdf",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "state guidance + card-network rule",
     "source": "https://www.getflexpoint.com/credit-card-surcharging-us-states/nevada",
     "source_url": "https://www.nevadatreasurer.gov/uploadedFiles/nevadatreasurergov/content/Merch/Forms/General_Electronic_Payment_Acceptance_Fees.pdf",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "statute + AG guidance",
     "source": "https://www.nfib.com/wp-content/uploads/2025/07/Credit-Card-Surcharge-Guide-Final-PDF.pdf",
     "source_url": "https://www.nevadatreasurer.gov/uploadedFiles/nevadatreasurergov/content/Merch/Forms/General_Electronic_Payment_Acceptance_Fees.pdf",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "regulation",
     "source": "https://www.gaming.nv.gov/regulations/gaming-statutes-regulations/",
     "source_url": "https://www.nevadatreasurer.gov/uploadedFiles/nevadatreasurergov/content/Merch/Forms/General_Electronic_Payment_Acceptance_Fees.pdf",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "statute",
     "source": "https://law.justia.com/codes/nevada/chapter-622/statute-622-233/",
     "source_url": "https://www.nevadatreasurer.gov/uploadedFiles/nevadatreasurergov/content/Merch/Forms/General_Electronic_Payment_Acceptance_Fees.pdf",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    }
   ]
  },
  {
   "code": "W5",
   "name": "Payment Corridor Dynamics",
   "confidence": "High",
   "moved_this_cycle": false,
   "url": "https://payments.gi/jurisdictions/united-states-nevada/#w5-payment-corridor-dynamics",
   "standing_position": "Nevada's transmitter base is embedded in the US-Mexico corridor, with growing crypto-exchange rail share and forthcoming GENIUS Act federal stablecoin oversight.",
   "findings": [
    {
     "finding": null,
     "instrument_type": "corridor analysis",
     "source": "https://www.dallasfed.org/banking/pubs/dfb/2025/2504-dunbar-remit",
     "source_url": "https://www.dallasfed.org/banking/pubs/dfb/2025/2504-dunbar-remit",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "market data",
     "source": "https://www.dallasfed.org/banking/pubs/dfb/2025/2504-dunbar-remit",
     "source_url": "https://www.whitehouse.gov/fact-sheets/2025/07/fact-sheet-president-donald-j-trump-signs-genius-act-into-law/",
     "source_tier": "1",
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": "federal statute",
     "source": "https://www.dallasfed.org/banking/pubs/dfb/2025/2504-dunbar-remit",
     "source_url": "https://www.whitehouse.gov/fact-sheets/2025/07/fact-sheet-president-donald-j-trump-signs-genius-act-into-law/",
     "source_tier": "1",
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": "state licensing requirement",
     "source": "https://moneytransmitterlaw.com/state-laws/nevada/",
     "source_url": "https://www.whitehouse.gov/fact-sheets/2025/07/fact-sheet-president-donald-j-trump-signs-genius-act-into-law/",
     "source_tier": "3",
     "retrieved_at": null
    }
   ]
  },
  {
   "code": "W6",
   "name": "Industry Structure & Commercial Dynamics",
   "confidence": "High",
   "moved_this_cycle": false,
   "url": "https://payments.gi/jurisdictions/united-states-nevada/#w6-industry-structure-commercial-dynamics",
   "standing_position": "Nevada's payments industry structure is dominated by gaming-payments specialists (Everi, Pavilion Payments), with 2025 PE consolidation (Apollo/Everi-IGT) and a secondary Reno fintech cluster.",
   "findings": [
    {
     "finding": null,
     "instrument_type": "market position",
     "source": "https://fintechmagazine.com/company-reports/everi-leading-gaming-into-a-digital-future",
     "source_url": "https://en.wikipedia.org/wiki/Everi_Holdings",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "M&A/consolidation",
     "source": "https://en.wikipedia.org/wiki/Everi_Holdings",
     "source_url": "https://en.wikipedia.org/wiki/Everi_Holdings",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "market structure",
     "source": "https://www.privsource.com/acquisitions/payments-fintech/state/nevada",
     "source_url": "https://en.wikipedia.org/wiki/Everi_Holdings",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "corporate history",
     "source": "https://gamingamerica.com/directory/36/everi-holdings",
     "source_url": "https://en.wikipedia.org/wiki/Everi_Holdings",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "market development",
     "source": "https://www.edawn.org/media-pr/two-biotech-and-fintech-company-headquarters-make-the-move-to-northern-nevada/",
     "source_url": "https://en.wikipedia.org/wiki/Everi_Holdings",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    }
   ]
  },
  {
   "code": "W7",
   "name": "Legal & Litigation",
   "confidence": "Confirmed",
   "moved_this_cycle": false,
   "url": "https://payments.gi/jurisdictions/united-states-nevada/#w7-legal-litigation",
   "standing_position": "The landmark NV payments litigation event is the Prime Trust receivership/Chapter 11 (2023); historical precedent includes a 2010 Global Cash Access securities settlement.",
   "findings": [
    {
     "finding": null,
     "instrument_type": "court petition",
     "source": "https://www.business.nv.gov/News_Media/Press_Releases/2023/Financial_Institutions/Nevada_Financial_Institutions_Division_files_court_petition_to__Prime_Trust_LLC_in_receivership/",
     "source_url": "https://www.business.nv.gov/News_Media/Press_Releases/2023/Financial_Institutions/Nevada_Financial_Institutions_Division_files_court_petition_to__Prime_Trust_LLC_in_receivership/",
     "source_tier": "1",
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": "bankruptcy filing",
     "source": "https://cryptodaily.co.uk/2023/08/prime-trust-files-for-chapter-11-bankruptcy",
     "source_url": "https://www.business.nv.gov/News_Media/Press_Releases/2023/Financial_Institutions/Nevada_Financial_Institutions_Division_files_court_petition_to__Prime_Trust_LLC_in_receivership/",
     "source_tier": "3",
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": "court proceeding",
     "source": "https://www.law360.com/articles/1711252/crypto-firm-prime-trust-hits-ch-11-after-nevada-receivership",
     "source_url": "https://www.business.nv.gov/News_Media/Press_Releases/2023/Financial_Institutions/Nevada_Financial_Institutions_Division_files_court_petition_to__Prime_Trust_LLC_in_receivership/",
     "source_tier": "3",
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": "securities litigation settlement",
     "source": "https://www.sec.gov/Archives/edgar/data/0001318568/000095012310024985/c97914exv99w1.htm",
     "source_url": "https://www.business.nv.gov/News_Media/Press_Releases/2023/Financial_Institutions/Nevada_Financial_Institutions_Division_files_court_petition_to__Prime_Trust_LLC_in_receivership/",
     "source_tier": "1",
     "retrieved_at": null
    },
    {
     "finding": null,
     "instrument_type": "civil litigation",
     "source": "https://www.sec.gov/Archives/edgar/data/0000781891/000093066101500072/dex207.txt",
     "source_url": "https://www.business.nv.gov/News_Media/Press_Releases/2023/Financial_Institutions/Nevada_Financial_Institutions_Division_files_court_petition_to__Prime_Trust_LLC_in_receivership/",
     "source_tier": "1",
     "retrieved_at": null
    }
   ]
  },
  {
   "code": "W8",
   "name": "Merchant Acquiring & Risk",
   "confidence": "High",
   "moved_this_cycle": true,
   "url": "https://payments.gi/jurisdictions/united-states-nevada/#w8-merchant-acquiring-risk",
   "standing_position": "Nevada permits regulated card surcharging while cannabis merchants remain the acute high-risk-merchant segment excluded from mainstream acquiring.",
   "findings": [
    {
     "finding": null,
     "instrument_type": "state guidance",
     "source": "https://merchantcostconsulting.com/lower-credit-card-processing-fees/nevada-credit-card-surcharge-laws/",
     "source_url": "https://greenleafbizsolutions.com/banking/cannabis-hemp-business/",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "market/operational risk",
     "source": "https://greenleafbizsolutions.com/banking/cannabis-hemp-business/",
     "source_url": "https://greenleafbizsolutions.com/banking/cannabis-hemp-business/",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "market structure",
     "source": "https://nevadastatecannabis.org/business/banking",
     "source_url": "https://greenleafbizsolutions.com/banking/cannabis-hemp-business/",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "risk mitigation service",
     "source": "https://www.herringbank.com/business-banking/cannabis-banking/nevada/",
     "source_url": "https://greenleafbizsolutions.com/banking/cannabis-hemp-business/",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "statute",
     "source": "https://law.justia.com/codes/nevada/2010/title1/chapter1/nrs1-113.html",
     "source_url": "https://greenleafbizsolutions.com/banking/cannabis-hemp-business/",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    }
   ]
  },
  {
   "code": "W9",
   "name": "Product Innovation & Market Development",
   "confidence": "High",
   "moved_this_cycle": false,
   "url": "https://payments.gi/jurisdictions/united-states-nevada/#w9-product-innovation-market-development",
   "standing_position": "Nevada operates the REPPI statutory fintech sandbox and has progressively liberalized cashless/mobile gaming-payment technology since 2020.",
   "findings": [
    {
     "finding": null,
     "instrument_type": "regulator program",
     "source": "https://business.nv.gov/Programs/Nevada_Sandbox_FAQs/",
     "source_url": "https://business.nv.gov/Programs/Nevada_Sandbox_FAQs/",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "regulator program",
     "source": "https://nevadabusiness.com/2020/01/nevada-establishes-leadership-in-tests-of-new-financial-blockchain-products/",
     "source_url": "https://business.nv.gov/Programs/Nevada_Sandbox_FAQs/",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "comparative regulatory analysis",
     "source": "https://csgsouth.org/wp-content/uploads/EDTCA-Fintech-Sandbox.pdf",
     "source_url": "https://business.nv.gov/Programs/Nevada_Sandbox_FAQs/",
     "source_tier": "2",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "regulatory change",
     "source": "https://www.casino.org/news/nevada-gaming-commission-approves-first-step-to-expand-cashless-wagering-at-casinos/",
     "source_url": "https://business.nv.gov/Programs/Nevada_Sandbox_FAQs/",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "statute",
     "source": "https://legalclarity.org/nevada-cryptocurrency-laws-licensing-taxes-and-compliance/",
     "source_url": "https://business.nv.gov/Programs/Nevada_Sandbox_FAQs/",
     "source_tier": "2",
     "retrieved_at": "2026-07-05"
    }
   ]
  },
  {
   "code": "W10",
   "name": "Consumer Protection & APP Fraud",
   "confidence": "High",
   "moved_this_cycle": false,
   "url": "https://payments.gi/jurisdictions/united-states-nevada/#w10-consumer-protection-app-fraud",
   "standing_position": "Consumer protection for payments-adjacent conduct runs through NRS 598 rather than a bespoke payments-conduct statute; no dedicated APP-fraud reimbursement mandate identified.",
   "findings": [
    {
     "finding": null,
     "instrument_type": "statute",
     "source": "https://www.leg.state.nv.us/nrs/NRS-598.html",
     "source_url": "https://www.leg.state.nv.us/nrs/NRS-598.html",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "enforcement power",
     "source": "https://www.jmargolin.com/zandian/zweb/appeal2/nrs598.htm",
     "source_url": "https://www.leg.state.nv.us/nrs/NRS-598.html",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "private right of action",
     "source": "https://businesslaw.uslegal.com/deceptive-trade-practices-laws/nevada-deceptive-trade-practices-laws/",
     "source_url": "https://www.leg.state.nv.us/nrs/NRS-598.html",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "complaint channel",
     "source": "https://www.figuremarkets.com/disclosures/money-transmission-disclosures/",
     "source_url": "https://www.leg.state.nv.us/nrs/NRS-598.html",
     "source_tier": "2",
     "retrieved_at": "2026-07-05"
    }
   ]
  },
  {
   "code": "W11",
   "name": "AML/CFT & Financial Crime",
   "confidence": "High",
   "moved_this_cycle": false,
   "url": "https://payments.gi/jurisdictions/united-states-nevada/#w11-aml-cft-financial-crime",
   "standing_position": "W11 carries the Sentinel.gi payments-context position only; public BSA/FinCEN material confirms Nevada's Title 31 casino-specific regime (Regulation 6A) with Sparks Nugget as the notable enforcement precedent.",
   "findings": [
    {
     "finding": null,
     "instrument_type": "federal/state regulatory framework",
     "source": "https://www.irs.gov/government-entities/indian-tribal-governments/itg-faq-8-answer-what-are-the-reporting-requirements-for-casinos",
     "source_url": "https://www.irs.gov/government-entities/indian-tribal-governments/itg-faq-8-answer-what-are-the-reporting-requirements-for-casinos",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "enforcement action",
     "source": "https://www.fincen.gov/news/news-releases/nevada-casinos-willful-disregard-anti-money-laundering-laws-leads-1-million",
     "source_url": "https://www.fincen.gov/news/news-releases/nevada-casinos-willful-disregard-anti-money-laundering-laws-leads-1-million",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "geographic targeting order",
     "source": "https://www.fincen.gov/system/files/2026-03/SWB-GTO-FAQs.pdf",
     "source_url": "https://www.fincen.gov/system/files/2026-03/SWB-GTO-FAQs.pdf",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "sector AML/BSA constraint",
     "source": "https://www.solvent.io/cannabis-banking/nevada",
     "source_url": "https://www.fincen.gov/system/files/2026-03/SWB-GTO-FAQs.pdf",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    }
   ]
  },
  {
   "code": "W12",
   "name": "Correspondent Banking, Settlement & Access",
   "confidence": "High",
   "moved_this_cycle": false,
   "url": "https://payments.gi/jurisdictions/united-states-nevada/#w12-correspondent-banking-settlement-access",
   "standing_position": "The dominant correspondent-banking/settlement-access issue for Nevada is cannabis-sector de-risking, driving AG advocacy for the SAFER Banking Act and a prior closed-loop settlement pilot.",
   "findings": [
    {
     "finding": null,
     "instrument_type": "advocacy/policy position",
     "source": "https://www.2news.com/news/nevada-ag-joins-bipartisan-push-to-expand-cannabis-banking-protections-in-renewed-effort/article_d4f5e2ae-5d9c-11ee-b355-736b881dae8a.html",
     "source_url": "https://www.2news.com/news/nevada-ag-joins-bipartisan-push-to-expand-cannabis-banking-protections-in-renewed-effort/article_d4f5e2ae-5d9c-11ee-b355-736b881dae8a.html",
     "source_tier": "2",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "de-risking impact",
     "source": "https://www.nevadaemployers.org/nevadas-cannabis-industry-to-gain-access-to-banking/",
     "source_url": "https://www.2news.com/news/nevada-ag-joins-bipartisan-push-to-expand-cannabis-banking-protections-in-renewed-effort/article_d4f5e2ae-5d9c-11ee-b355-736b881dae8a.html",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "market response",
     "source": "https://greenleafbizsolutions.com/banking/cannabis-hemp-business/",
     "source_url": "https://www.2news.com/news/nevada-ag-joins-bipartisan-push-to-expand-cannabis-banking-protections-in-renewed-effort/article_d4f5e2ae-5d9c-11ee-b355-736b881dae8a.html",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "state pilot program",
     "source": "https://www.nevadatreasurer.gov/uploadedFiles/treasurernvgov/content/PublicInfo/Closed-loop%20system%20one-pager.pdf",
     "source_url": "https://www.2news.com/news/nevada-ag-joins-bipartisan-push-to-expand-cannabis-banking-protections-in-renewed-effort/article_d4f5e2ae-5d9c-11ee-b355-736b881dae8a.html",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "settlement/wind-down access",
     "source": "https://cryptodaily.co.uk/2023/08/prime-trust-files-for-chapter-11-bankruptcy",
     "source_url": "https://www.2news.com/news/nevada-ag-joins-bipartisan-push-to-expand-cannabis-banking-protections-in-renewed-effort/article_d4f5e2ae-5d9c-11ee-b355-736b881dae8a.html",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    }
   ]
  },
  {
   "code": "W13",
   "name": "Commercial Intelligence & Fintech",
   "confidence": "High",
   "moved_this_cycle": false,
   "url": "https://payments.gi/jurisdictions/united-states-nevada/#w13-commercial-intelligence-fintech",
   "standing_position": "The trailing-12-month window is dominated by Apollo's ~$6.4bn Everi/IGT completion (July 2025) and OBOOK's Nevada MTL grant (January 2026), alongside smaller payments-technology bolt-ons.",
   "findings": [
    {
     "finding": null,
     "instrument_type": "commercial_event: licensing/expansion",
     "source": "https://www.sec.gov/Archives/edgar/data/0002025416/000119312526012903/d75989dex991.htm",
     "source_url": "https://igamingexpress.com/brands/everi/",
     "source_tier": "1",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "commercial_event: M&A completion",
     "source": "https://igamingexpress.com/brands/everi/",
     "source_url": "https://www.privsource.com/acquisitions/payments-fintech/state/nevada",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "commercial_event: bolt-on acquisition",
     "source": "https://www.privsource.com/acquisitions/payments-fintech/state/nevada",
     "source_url": "https://www.sec.gov/Archives/edgar/data/0002025416/000119312526012903/d75989dex991.htm",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    },
    {
     "finding": null,
     "instrument_type": "commercial_event: acquisition",
     "source": "https://www.privsource.com/acquisitions/payments-fintech/state/nevada",
     "source_url": "https://www.sec.gov/Archives/edgar/data/0002025416/000119312526012903/d75989dex991.htm",
     "source_tier": "3",
     "retrieved_at": "2026-07-05"
    }
   ]
  }
 ]
}