{ "jurisdiction_id": "US-NE", "jurisdiction": "United States – Nebraska", "url": "https://payments.gi/jurisdictions/united-states-nebraska/", "generator": "render_jid v13.3.0", "date_modified": "2026-08-11", "schema_version": "world-payments-v1", "counts": { "modules": 14, "sourced_findings": 66, "source_register": 144 }, "modules": [ { "code": "W1a", "name": "Licensing, Authorisation & Market Access", "confidence": "Confirmed", "moved_this_cycle": false, "url": "https://payments.gi/jurisdictions/united-states-nebraska/#w1a-licensing-authorisation-market-access", "standing_position": "Nebraska regulates money transmission under the Nebraska Money Transmitters Act (Neb. Rev. Stat. §§8-2701 to 8-2754), administered by NDBF. 2026 amendments: LB838 (foreign-adversary licensing bar plus 25% remittance excise tax, effective 1 July 2026); LB201 (10% international-transfer fee, operative 1 January 2026); LB717-related NDBF changes (payroll-processor exemption plus expanded CER-kiosk definition, effective 18 July 2026); LB1063 pending (IVTS licensing scope expansion).", "findings": [ { "finding": null, "instrument_type": "Nebraska Money Transmitters Act, Neb. Rev. Stat. §§8-2711 to 8-2748", "source": "https://ndbf.nebraska.gov/industries/nebraska-money-transmitters-act", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "LB474 (2025)", "source": "https://ndbf.nebraska.gov/about/news-publications/advisory-money-transmitters", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "Multistate MSB Licensing Agreement (MMLA)", "source": "https://ndbf.nebraska.gov/industries/money-transmitters", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "Nebraska Financial Innovation Act (NFIA), Neb. Rev. Stat. Ch.8, Art.30", "source": "https://ndbf.nebraska.gov/about/legal/nebraska-financial-innovation-act", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "NFIA charter economics", "source": "https://natlawreview.com/article/nebraska-s-play-piece-digital-asset-pie", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "LB474 comparative analysis", "source": "https://www.consumerfinanceandfintechblog.com/2025/07/georgia-and-nebraska-update-money-transmission-statutes/", "source_url": null, "source_tier": "3", "retrieved_at": null } ] }, { "code": "W1b", "name": "Conduct, Safeguarding & Financial Promotions", "confidence": "Confirmed", "moved_this_cycle": false, "url": "https://payments.gi/jurisdictions/united-states-nebraska/#w1b-conduct-safeguarding-financial-promotions", "standing_position": "Safeguarding for Nebraska money transmitters rests on statutory net-worth/permissible-investment requirements plus a surety bond (minimum $100,000, scaling with liability). Conduct obligations include refund processing, receipt requirements, and (as of LB609, effective Sept 2025) specific fraud-prevention/disclosure duties for crypto-kiosk operators. Consumer-facing promotional/consumer-protection enforcement runs through the NDBF and Attorney General under the Nebraska Consumer Protection Act.", "findings": [ { "finding": null, "instrument_type": "LB474 permissible investments / bonding", "source": "https://ndbf.nebraska.gov/about/news-publications/advisory-money-transmitters", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "LB609 Controllable Electronic Record Fraud Prevention Act", "source": "https://ndbf.nebraska.gov/sites/default/files/doc/FAQs%20Nebraska's%20Cryptocurrency%20ATM%20Law.pdf", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "LB838 (pending, 2026 session)", "source": "https://citizenportal.ai/articles/7626502/nebraska/2026-legislature-ne/nebraska/2026-legislature-ne/Nebraska/2026-Legislature-NE/Senators-bundle-consumer-protection-money-transmitter-and-online-safety-measures-into-committee-package-and-advance-LB838", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "Financial Data Protection and Consumer Notification of Data Security Breach Act of 2006 (Neb. Rev. Stat. §87-801 et seq.)", "source": "https://www.recordinglaw.com/us-laws/data-privacy-laws/nebraska-data-privacy-laws/data-breach-notification/", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "LB241 (2025) cyber class-action limitation", "source": "https://www.koleyjessen.com/insights/publications/nebraska-enacts-law-limiting-class-action-liability-for-cybersecurity-events", "source_url": null, "source_tier": "3", "retrieved_at": null } ] }, { "code": "W2", "name": "Stablecoins & Digital Money", "confidence": "Confirmed", "moved_this_cycle": false, "url": "https://payments.gi/jurisdictions/united-states-nebraska/#w2-stablecoins-digital-money", "standing_position": "Nebraska is the first US state to charter a bank-issued stablecoin programme under the Nebraska Financial Innovation Act: Telcoin Digital Asset Bank (TDAB) received final NDBF charter approval Nov 12 2025 and began onchain bank-account/eUSD operations June 23 2026, positioning itself as complementary to (and framed as compliant with) the federal GENIUS Act stablecoin framework enacted in 2025.", "findings": [ { "finding": null, "instrument_type": "NFIA Digital Asset Depository Institution charter", "source": "https://governor.nebraska.gov/gov-pillen-signs-first-nation-digital-asset-bank-charter", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "TDAB charter scope", "source": "https://www.bankingdive.com/news/telcoin-digital-asset-bank-nabs-final-charter-approval/805337/", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "GENIUS Act interaction", "source": "https://finance.yahoo.com/markets/crypto/articles/nebraska-chartered-telcoin-launches-americas-140215456.html", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "NFIA supervisory manuals", "source": "https://ndbf.nebraska.gov/industries/digital-assets", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "NFIA stablecoin/custody scope", "source": "https://nebraska-banker.thenewslinkgroup.org/counselors-corner-what-does-the-nebraska-financial-innovation-act-mean-for-banks/", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "eUSD phased rollout", "source": "https://www.businesswire.com/news/home/20251226357792/en/Telcoin-Begins-Digital-Asset-Banking-Operations-with-Launch-of-eUSD-Stablecoin", "source_url": null, "source_tier": "3", "retrieved_at": null } ] }, { "code": "W3", "name": "Operational Resilience & Critical Infrastructure", "confidence": "Confirmed", "moved_this_cycle": false, "url": "https://payments.gi/jurisdictions/united-states-nebraska/#w3-operational-resilience-critical-infrastructure", "standing_position": "Operational-resilience obligations in Nebraska run primarily through data-breach/cybersecurity statutes rather than a dedicated payments-resilience regime: the Financial Data Protection and Consumer Notification of Data Security Breach Act of 2006 sets breach-notification duties, a 2025 cyber-liability shield (LB241) limits related class actions, and NFIA-chartered digital asset depositories carry bespoke cybersecurity-event response-programme rules (47 NAC 8).", "findings": [ { "finding": null, "instrument_type": "Financial Data Protection and Consumer Notification of Data Security Breach Act of 2006, Neb. Rev. Stat. §§87-801 to 87-807", "source": "https://ndbf.nebraska.gov/about/legal/financial-data-protection-consumer-notification-data-security-breach-act-2006", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "47 NAC 8 (Digital Asset Depository cybersecurity rule)", "source": "https://ndbf.nebraska.gov/about/news-publications/rulemaking-hearing-title-47", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "LB241 cybersecurity safe harbor", "source": "https://www.koleyjessen.com/insights/publications/nebraska-enacts-law-limiting-class-action-liability-for-cybersecurity-events", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "Cybersecurity-framework safe harbor, Neb. Rev. Stat. §87-806", "source": "https://www.recordinglaw.com/us-laws/data-privacy-laws/nebraska-data-privacy-laws/data-breach-notification/", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "NFIA digital asset depository incident-response rule", "source": "https://ndbf.nebraska.gov/sites/default/files/legal/Response%20Program%20For%20A%20Cybersecurity%20Event%20Or%20Data%20Breach_0.pdf", "source_url": null, "source_tier": "1", "retrieved_at": null } ] }, { "code": "W4", "name": "Scheme & Network Compliance", "confidence": "High", "moved_this_cycle": false, "url": "https://payments.gi/jurisdictions/united-states-nebraska/#w4-scheme-network-compliance", "standing_position": "Nebraska has no dedicated state interchange-cap statute (a 2014 bill, LB991, to strip sales tax from the interchange calculation base was heard but not enacted) and imposes no state-specific surcharge ban; card-scheme surcharge rules (Visa 3%, Mastercard 4% caps, cost-of-acceptance limits) and PCI DSS apply as the operative technical/compliance layer, with a state statute (§81-118.01) separately governing state-government electronic-payment surcharges.", "findings": [ { "finding": null, "instrument_type": "State surcharge posture", "source": "https://merchantcostconsulting.com/lower-credit-card-processing-fees/credit-card-surcharge-laws-by-state/", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "Neb. Rev. Stat. §81-118.01", "source": "https://nebraskalegislature.gov/laws/statutes.php?statute=81-118.01", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "LB991 (2014, not enacted)", "source": "https://update.legislature.ne.gov/?p=14804", "source_url": null, "source_tier": "1", "retrieved_at": null } ] }, { "code": "W5", "name": "Payment Corridor Dynamics", "confidence": "High", "moved_this_cycle": false, "url": "https://payments.gi/jurisdictions/united-states-nebraska/#w5-payment-corridor-dynamics", "standing_position": "Nebraska's corridor exposure is dominated by domestic instant-payment rail adoption among its many community banks (FedNow participants include ACCESSbank, American National Bank, Commercial State Bank, First State Bank Nebraska, Five Points Bank of Hastings, Flatwater Bank, Henderson State Bank, Home Federal Savings & Loan, Jones Bank, MNB Bank, and Premier Bank, among others) and correspondent-dependent access for smaller institutions, alongside a cross-border remittance/MSB layer subject to federal BSA/AML and CFPB Remittance Transfer Rule obligations.", "findings": [ { "finding": null, "instrument_type": "FedNow participant roster", "source": "https://www.nerdwallet.com/banking/learn/banks-that-use-fednow", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "FedNow Service (Federal Reserve)", "source": "https://www.federalreserve.gov/faqs/what-is-the-fednow-service.htm", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "Correspondent access to instant rails", "source": "https://patomak.com/2023/07/25/federal-reserves-instant-payment-service-has-arrived/", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "Federal remittance/MSB regulatory layer", "source": "https://www.congress.gov/crs-product/R43217", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "MMLA multistate corridor licensing", "source": "https://ndbf.nebraska.gov/industries/money-transmitters", "source_url": null, "source_tier": "1", "retrieved_at": null } ] }, { "code": "W6", "name": "Industry Structure & Commercial Dynamics", "confidence": "High", "moved_this_cycle": false, "url": "https://payments.gi/jurisdictions/united-states-nebraska/#w6-industry-structure-commercial-dynamics", "standing_position": "Nebraska's payments industry structure is anchored by First National of Nebraska/First National Bank of Omaha (FNBO, ~$35bn assets, a partnership-payments/POS-financing leader), a strong bank-vs-fintech mix in Omaha (Fiserv, Orion Advisor Solutions), and an emerging blockchain-banking vertical (Telcoin, Norfolk) layered on a dense community-bank base; state venture funding for fintech/adjacent sectors reached a record $527.9 million across 66 deals in 2025.", "findings": [ { "finding": null, "instrument_type": "FNBO market position", "source": "https://greensheet.com/newswire&newswire_id=62570", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "Omaha fintech landscape", "source": "https://builtin.com/companies/location/omaha/type/fintech-companies", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "State VC/fintech investment trend", "source": "https://siliconprairienews.com/2026/03/nebraska-companies-raised-a-record-breaking-527-9-million-in-venture-capital-funding-in-2025/", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "Community-bank digital-asset positioning", "source": "https://www.bankingdive.com/news/telcoin-digital-asset-bank-nabs-final-charter-approval/805337/", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "Bank consolidation activity", "source": "https://www.privsource.com/acquisitions/financial-services/state/nebraska", "source_url": null, "source_tier": "3", "retrieved_at": null } ] }, { "code": "W7", "name": "Legal & Litigation", "confidence": "Confirmed", "moved_this_cycle": false, "url": "https://payments.gi/jurisdictions/united-states-nebraska/#w7-legal-litigation", "standing_position": "NDBF's enforcement posture centres on coordinated multistate BSA/AML actions rather than solo state litigation: it joined a six-state $4.2 million settlement against Wise US Inc. (Jan 2025) and an $80 million multistate settlement against Block Inc./Cash App (Jan 2025) for BSA/AML compliance failures, exercising statutory cease-and-desist, consent-order, and civil-penalty powers under the Money Transmitters Act.", "findings": [ { "finding": null, "instrument_type": "Wise US Inc. multistate settlement", "source": "https://makecentsmakesense.nebraska.gov/about/news-publications", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "Block Inc./Cash App multistate settlement", "source": "https://ruralradio.com/krvn/news/nebraska-joins-80m-enforcement-action-against-block-cash-app-for-violations/", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "Statutory enforcement powers, §§8-2734 to 8-2740", "source": "https://ndbf.nebraska.gov/industries/nebraska-money-transmitters-act", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "Enforcement cadence", "source": "https://ruralradio.com/krvn/news/nebraska-joins-80m-enforcement-action-against-block-cash-app-for-violations/", "source_url": null, "source_tier": "3", "retrieved_at": null } ] }, { "code": "W8", "name": "Merchant Acquiring & Risk", "confidence": "Assessed", "moved_this_cycle": false, "url": "https://payments.gi/jurisdictions/united-states-nebraska/#w8-merchant-acquiring-risk", "standing_position": "Nebraska has no state-specific merchant-acquiring licensing regime distinct from the general federal/card-network framework; acquiring operations, high-risk-MCC treatment, MATCH-list screening, and chargeback/dispute mechanics in the state operate under the same national Visa/Mastercard scheme rules (VDMP/VFMP monitoring programmes, MATCH list) applicable across US jurisdictions. A dedicated NDBF search returned no Nebraska-specific acquiring statute; this is recorded as absent-field provenance rather than a collection gap.", "findings": [ { "finding": null, "instrument_type": "National card-scheme acquiring risk framework", "source": "https://www.chargeflow.io/blog/high-risk-merchant-account-6f2cf", "source_url": null, "source_tier": "4", "retrieved_at": null }, { "finding": null, "instrument_type": "MATCH list / chargeback mechanics", "source": "https://www.netsuite.com/portal/resource/articles/accounting/chargebacks.shtml", "source_url": null, "source_tier": "4", "retrieved_at": null } ] }, { "code": "W9", "name": "Product Innovation & Market Development", "confidence": "Confirmed", "moved_this_cycle": true, "url": "https://payments.gi/jurisdictions/united-states-nebraska/#w9-product-innovation-market-development", "standing_position": "Nebraska's flagship product-innovation story is Telcoin Digital Asset Bank's eUSD — the first bank-issued onchain US dollar stablecoin with direct Federal Reserve payment-rail access — layered on broad community-bank FedNow instant-payments adoption and a state regulatory sandbox-like posture (NFIA) explicitly designed to attract blockchain/fintech innovation to the state.", "findings": [ { "finding": null, "instrument_type": "eUSD onchain bank account launch", "source": "https://www.ccn.com/news/crypto/telcoin-beats-circle-ripple-first-fed-connected-onchain-bank-account/", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "First charter to authorise DeFi connectivity", "source": "https://thedigitalbanker.com/telcoin-secures-first-regulated-digital-asset-bank-in-the-us/", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "FedNow instant-payments adoption", "source": "https://www.frbservices.org/financial-services/fednow/about.html", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "State innovation-attraction posture", "source": "https://governor.nebraska.gov/gov-pillen-signs-first-nation-digital-asset-bank-charter", "source_url": null, "source_tier": "1", "retrieved_at": null } ] }, { "code": "W10", "name": "Consumer Protection & APP Fraud", "confidence": "Confirmed", "moved_this_cycle": false, "url": "https://payments.gi/jurisdictions/united-states-nebraska/#w10-consumer-protection-app-fraud", "standing_position": "Nebraska's most active current APP/consumer-fraud vector is cryptocurrency-kiosk scams: LB609 (the Controllable Electronic Record Fraud Prevention Act, effective Sept 2 2025) imposes licensing, disclosure, transaction-limit, receipt, and fee-cap obligations on crypto-ATM operators, complemented by municipal fraud-warning-signage ordinances in Omaha, Lincoln, and Grand Island, with AARP Nebraska as an active advocacy/monitoring partner.", "findings": [ { "finding": null, "instrument_type": "LB609 Controllable Electronic Record Fraud Prevention Act", "source": "https://ndbf.nebraska.gov/crypto-atms", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "Fraud scale motivating LB609", "source": "https://states.aarp.org/nebraska/nebraska-lawmakers-unite-to-pass-cryptocurrency-fraud-prevention-legislation", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "Municipal fraud-signage ordinances", "source": "https://www.aarp.org/states/nebraska/protect-consumers-from-cryptocurrency-kiosk-scams/", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "Consumer Protection Act enforcement channel", "source": "https://www.recordinglaw.com/us-laws/data-privacy-laws/nebraska-data-privacy-laws/data-breach-notification/", "source_url": null, "source_tier": "3", "retrieved_at": null } ] }, { "code": "W11", "name": "AML/CFT & Financial Crime", "confidence": "Confirmed", "moved_this_cycle": false, "url": "https://payments.gi/jurisdictions/united-states-nebraska/#w11-aml-cft-financial-crime", "standing_position": "Sentinel-fed payments-context position: Nebraska's AML/CFT posture for payments is carried through NDBF's role as primary state supervisor of money transmitters under BSA/AML rules, evidenced by its participation in two major 2025 multistate BSA/AML settlements (Wise, Block/Cash App) and its licensing-based AML oversight extending to crypto kiosks under LB609. No original illicit-finance analysis is performed at this station; this module reflects the payments-regulatory-contact surface only.", "findings": [ { "finding": null, "instrument_type": "NFIA AML/CFT and OFAC examination manual", "source": "sentinel.ndbf.nebraska.gov/industries/digital-assets", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": "Nebraska financial institutions operate under the federal BSA/AML regime administered by FinCEN, OFAC and federal banking regulators, supplemented by state licensing of money transmitters, trust companies, credit unions and (since 2021) digital-asset depositories via the Nebraska Department of Banking and Finance (NDBF). No state-level AML statute independent of federal BSA exists; NE relies almost entirely on inherited federal architecture.", "instrument_type": "assessment", "source": "FIM (sentinel.gi) per-JID baseline profile — United States — Nebraska", "source_url": null, "source_tier": null, "retrieved_at": null }, { "finding": "Gap: sourcing-thinness", "instrument_type": "gap", "source": "FIM (sentinel.gi) gaps_register_cumulative (issue FIM-BASE-GAP-001)", "source_url": null, "source_tier": null, "retrieved_at": null }, { "finding": "Gap: regulatory-failure", "instrument_type": "gap", "source": "FIM (sentinel.gi) gaps_register_cumulative (issue FIM-BASE-GAP-003)", "source_url": null, "source_tier": null, "retrieved_at": null }, { "finding": "Enforcement: FinCEN — Canaccord Genuity LLC (broker-dealer operating nationally under FINRA/SEC-coordinated supervision)", "instrument_type": "enforcement_action", "source": "FIM (sentinel.gi) enforcement_action_register (issue FIM-BASE-ENF-002)", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": "Sanctions: FATF listing", "instrument_type": "sanctions_change", "source": "FIM (sentinel.gi) sanctions_change_register (issue FIM-BASE-SANC-002)", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": "Gap: legal-gap", "instrument_type": "gap", "source": "FIM (sentinel.gi) gaps_register_cumulative (issue FIM-BASE-GAP-002)", "source_url": null, "source_tier": null, "retrieved_at": null } ] }, { "code": "W12", "name": "Correspondent Banking, Settlement & Access", "confidence": "High", "moved_this_cycle": false, "url": "https://payments.gi/jurisdictions/united-states-nebraska/#w12-correspondent-banking-settlement-access", "standing_position": "Correspondent-banking access in Nebraska centres on smaller/rural depository institutions that rely on correspondent relationships (increasingly including FedNow-settlement correspondents) to reach Federal Reserve payment rails, while TDAB's charter is explicitly framed by state officials as extending Fed-rail connectivity to community banks unable to build direct digital-asset infrastructure themselves.", "findings": [ { "finding": null, "instrument_type": "Federal Reserve master-account/correspondent access", "source": "https://www.federalreserve.gov/faqs/what-is-the-fednow-service.htm", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "Community-bank Fed-rail access via TDAB", "source": "https://www.bankingdive.com/news/telcoin-digital-asset-bank-nabs-final-charter-approval/805337/", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "Federal de-risking policy context", "source": "https://www.congress.gov/crs-product/IF10873", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "Multistate settlement/access cooperation", "source": "https://ndbf.nebraska.gov/industries/money-transmitters", "source_url": null, "source_tier": "1", "retrieved_at": null } ] }, { "code": "W13", "name": "Commercial Intelligence & Fintech", "confidence": "High", "moved_this_cycle": false, "url": "https://payments.gi/jurisdictions/united-states-nebraska/#w13-commercial-intelligence-fintech", "standing_position": "Trailing-12-month commercial activity in Nebraska payments/fintech is dominated by Telcoin Digital Asset Bank's charter and capital raise, alongside continued bank-sector consolidation and a record state VC year; discrete dated events are captured below.", "findings": [ { "finding": null, "instrument_type": "commercial_event: charter approval", "source": "https://governor.nebraska.gov/gov-pillen-signs-first-nation-digital-asset-bank-charter", "source_url": null, "source_tier": "1", "retrieved_at": null }, { "finding": null, "instrument_type": "commercial_event: funding round", "source": "https://www.businesswire.com/news/home/20251226357792/en/Telcoin-Begins-Digital-Asset-Banking-Operations-with-Launch-of-eUSD-Stablecoin", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "commercial_event: product launch", "source": "https://finance.yahoo.com/markets/crypto/articles/nebraska-chartered-telcoin-launches-americas-140215456.html", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "commercial_event: M&A", "source": "https://www.privsource.com/acquisitions/financial-services/state/nebraska", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "commercial_event: M&A, core-banking technology", "source": "https://www.privsource.com/acquisitions/financial-services/state/nebraska", "source_url": null, "source_tier": "3", "retrieved_at": null }, { "finding": null, "instrument_type": "commercial_event: aggregate investment report", "source": "https://siliconprairienews.com/2026/03/nebraska-companies-raised-a-record-breaking-527-9-million-in-venture-capital-funding-in-2025/", "source_url": null, "source_tier": "3", "retrieved_at": null } ] } ] }